Question: Who is the intended audience?
Answer: Any one that wants their investments grows tax-free. For young people whom want to save for emergency need or college, or older people for retirement.

Q: What is the book about?
A: In plain English what a Roth IRA is and who should have one. Also for those who have IRA’s and trying to decide, should they convert their IRA’s into Roth IRA’s in 2010?

Q: Why are you the best person to write this book?
A: I am a practicing CPA and Financial Adviser, who has prepared and reviewed over 400 tax returns per year for the last 25 years.

Q: How is this book different from other books on this topic?
A: What I practice very day on my business is what I recommend in the book. Many others write book based on IRS rules but never fully understand how it works in real life

Q: Is there anything else we should know about this book?
A: There will be a rush for some people to convert their IRA’s into Roth IRA’s in 2010, because the IRS is allowing those with Income (AGI) of over $100,000 to convert in 2010 since they have not been able do that so far.

The big question: is should you convert or not? In order to get to the right answer, you need to know whether it makes sense for you to continue with a tax deferred IRA or convert in 2010 and pay the income taxes then, therefore allowing the earnings to grow tax-free from then on.

I believe that there will be those who should not convert but will. However, some who should convert will not. Why? In my book Roth IRA: Exploding the Myths, I cover some myths, which keep people from contributing or converting into Roth IRA.

What are some of the myths that people have, which keep them from having a Roth IRA or converting to a Roth IRA?

Some believe it’s too good to be true.

Most think a Roth IRA is an investment.

Many think Roth IRA’s are only good for young people.

Others have told them that if they are over 60 years old, they are too old.

Some believe they cannot trust the government to keep its word.

Many think their taxes will go up.

A few think their taxes will go down.

Some say, “I don’t want government to get any of my money now” (even though some people would pay no income tax at the time of conversion).

Some say, “I don’t want to pay tax on it now. If my kids pay more taxes on it, I don’t care; that’s their problem.”

Others have said, “I did a big spreadsheet; it doesn’t make sense to do a Roth IRA conversion.”

Many do not want to do a Roth IRA because they believe that it was their Roth IRA that lost money in the past (although they lost money because of how it was invested, not because it was set up as a Roth IRA).

Many do not want to tie up their money.

Some believe they have to pay tax on it (again).

Once an IRA is converted, it acts like a regular Roth IRA. If you consider doing a Roth IRA conversion, the conversion must be complete before December 31. The tax is due in the year the conversion is completed. To qualify for the conversion, your adjusted gross income (AGI), without counting the Roth IRA conversion and Required Minimum Distribution (RMD) for those over 70 ½ years old from a regular IRA is less than $100,000.

Your AGI is the total of all income less certain adjustments. It is shown on the last line (37) of page one of your Form 1040 tax return. Alternatively, it is on line 21 of page one of Form 1040A. However, the IRS is allowing everyone to convert his or her IRA into a Roth IRA in the year 2010 without the AGI limit. The best part is that you have 2 years to pay the tax on this conversion.

The IRS allows you to reverse the conversion without any tax consequences once per calendar year before the due date of your tax return, plus the maximum six-month extension period (whether or not the return is actually extended). This is called a Roth IRA recharacterization. For example, the deadline to recharacterize a 2010 Roth conversion is October 15, 2011.

You may ask, “Why should I convert my IRA into a Roth IRA and pay tax on it now? Isn’t the biggest reason for investing in an IRA in the first place so that I can defer the tax for as long as possible?” It is true that for many this is not the right thing to do, but there are conditions that may justify converting. I will explain them in the book.

I know there are many opinions on both sides of the suggestions: whether or not to convert some of your IRA into Roth IRA. After listening to many of my clients and others I realized that there are a lot of misunderstandings about Roth IRA’s. For that reason I have written a book about Roth IRA myths called Roth IRA: Exploding the Myths, and To Convert or Not in 2009/2010. I explain in plain English the advantages and disadvantages of a Roth IRA and who should have a Roth IRA or convert into the Roth IRA.

Visit WWW.WhyRothIRA.Com to get more information. Writing this book has been a family project, as my 19 years old daughter Christina did the illustrations and formatting and my 23-year daughter Jahana helped with the editing the book.

Visit my Blog

Question: Who is the intended audience?
Answer: The target audiences are primarily those individuals who have an interest in the economy, finance and/or investing and are or may be personally financially impacted by the state of the economy. The secondary market includes those who would like to learn about the finance and investment world and/or are interested in pursuing entrepreneurial ventures within finance and/or real estate.

Q: What is the book about?
A: Standing in the Rain takes the complex subject of the economic crisis which has been experienced in both the United States and throughout the world and helps to explain the situation to the general public in layman’s terms.  It offers a well-rounded perspective from Thomas J. Powell, a seasoned financial authority.  The book takes a detailed, up-to-date (it will be updated again at the end of the Summer or when relevant when it becomes apparent in which direction the economy is moving at that time) snapshot of the current economic state in the country by addressing three specific areas:

1.      How did we get here?

2.      How do we get through this?

3.      What will the other side look like?

In addition, the book addresses each state and provides a snapshot of major economic issues occurring in them. We have already heard back from several business leaders and governors stating they found the information to be both relevant and appropriate.

Q: Why are you the best person to write this book?
A: Thomas J. Powell felt compelled to write this book not only because of the obvious financial crisis being felt by every business sector and individual, but also because it is a perfect marriage of his expertise in Economics, Finance and Real Estate.  He is an instructor in Real Estate Finance at Harvard University, has recently completed his MBA in Real Estate and is considering pursuing his Ph.D at Edinburgh University in Scotland.  More important, Thomas has real-life experience of more than 20 years belly to belly in the topic, not just within the academic world, which can often shelter individuals from the reality of what is occurring in the marketplace.

Because Thomas works everyday in the marketplace through his company, ELP Capital, Inc., and produces a weekly newsletter titled:  The Powell Perspective:  Observations on the Economy, Real Estate, Finance and Investing, he is able to easily update the content of the book as necessary to take it to market through a major publisher and still have it be fresh and relevant to the general public.

How is this book different from other books on this topic:  Examples of key competition and differences are as follows:

¨      Cooper, George, The Origin of Financial Crises (Vintage, 2008)

¨      Shiller, Robert, The Subprime Solution (Princeton Press, 2008)

¨      Soros, George, The New Paradigm for Financial Markets (Public Affairs, 2008)

¨      Zandi, Mark, Financial Shock (FT Press, 2009)

Standing in the Rain is unique from the examples listed above in that it takes the economic crisis and brings it to the individual’s level of understanding, application to one’s life and how to turn one’s personal financial challenges into success.  It is not just about understanding the market, it is about understanding how the market impacts the person and what he or she can do about it to help themselves both get through it and excel in the process.

Q: Is there anything else we should know about this book?
A: Thomas Powell has been a speaker on Economics and Finance for several years.  He speaks 10-15 times per year to groups of sizes ranging from 50-250 on the topic.  Tom’s speaking engagement list is included in this package which illustrates his various audiences and speaking locations, including a recent presentation in Buenos Aires in conjunction with one of his Harvard professors.  Tom has a weekly newsletter and podcast, The Powell Perspective, which can be found at www.thepowellperspective.com.  The current distribution is approximately 10,000 since its inception in March 2009; the goal is to have the distribution up to 100,000 by the end of the year.

Both Thomas and his wife, Tonya, have significant business circles that extend throughout the country and world.  In addition to Tom’s multitude of Harvard contacts throughout the world, he serves as a National Trustee for Boys and Girls Clubs of America (BGCA), which has many Fortune 100 CEOs on its Board of Directors and Board of Governors.  Tonya is also heavily involved with BGCA and has built a very solid sphere of business owners and directors from her time with AT&T and her numerous wealthy and noted clients within the Powell’s financial investment company, ELP Capital, Inc.

Please see www.standingintherain.com or www.thepowellperspective.com for further information!

Question: Who is the intended audience? Answer: Everyone who wants to improve the security and the yield on their investments and stop losing money.

Q: What is the book about? A: Former stock broker and investment banking guru outlines the results of his investigation on the number one investment in America. It is not offered at any stock brokerage firm, bank, insurance company or any financial advisory firm.  It is a disciplined plan that anyone can learn and participate in to provide a secure financial future. Outlined in the book are ways to let other people fund your retirement, your child’s education and your future medical expense.

Q: Why are you the best person to write this book? A: My 40 years experience investing in real estate, 22 years as a stock broker, 5 years experience as a motivational speaker and former newspaper editor gives me the capability to do the research and draw the right conclusions.

Q: How is this book different from other books on this topic? A: No one else has ever been so specific and detailed on the number one investment in America and all the elements that make it number one. It outlines, in simple detail, how anyone can learn and initiate this powerful investment plan that is a part of the American Dream.

Q: Is there anything else we should know about this book? A: It is so much harder to get your money back after you’ve lost it than to keep it and grow it safely and securely. This is no get rich quick program. This investment is safer than your retirement program and has more tax benefits which you never need to repay. Every investor should add this book to their library to compare with all other investment advice presented by others. You will soon be able to understand why it is number one and why there isn’t even a close second.

For more information, visit: www.tenpercentdown.com

Question: Who is the intended audience?
Answer: All investors who seek more efficient investment vehicles and wish to learn about them while reading a text with “a plot”, (To keep them turning the pages while learning) Investors are unaware of the myriad hidden fees and “clearing costs” attendant their “retual” mutual funds…expenses that impact their performance on a daily basis.

“Casino” reveals the many court settlements that have resulted from the illegal activity on “Wall Street”, (Illustrating just one year and billions of dollars”).

Q: What is the book about?
A: A protagonist that is frustrated with portfolio losses turns to her past college love for expert advice and is taken on a whirlwind tour of four world economies while learning about “passive” investment strategies. The conclusion finds Jane Cromwell married to her advisor and much wiser after what was literally a nighmare that she survived.

Q: Why are you the best person to write this book?
A: To help educate average investors in an entertaining fashion and provide possible leadership solutions with a “grass roots” political education effort through the AllCan.org “self-screening” website.

With 37 years in the  financial services industry and one technical book published, I realized that people won’t read “technical” books…and for all the right reasons, (They are boring.) So, “Casino” is part Harlequin novel and part classic Gramm and Dodd financial text. I am told it is an “easy read”.

Q: How is this book different from other books on this topic?
A: Please see above.

The book is written in a “generic” fashion so that it can be private branded by “fee-only”, licensed investment advisors. The book can be used as a “business card” to educate prospects or as an educational tool for existing clients. The advisor can include his own picture and forward, if she wishes.

Q: Is there anything else we should know about this book?
A: For more information, visit www.wallstreetcasinobook.com

Question: Who is the intended audience?
Answer: Everyone! Seriously, Mortgages: What You Need to Know is a roadmap for anyone that has a mortgage or wants to get a mortgage and have better control of their financial future. The main theme is to educate the reader about the best way to get a mortgage and what questions to ask the mortgage person they are dealing with. In fact many mortgage companies, accountants and financial planners are using Mortgages: What You Need to Know to better educate their professional staff so they can offer more value to their clients. This book teaches how to prepare to get a better mortgage; how to choose the right mortgage; the importance of an annual mortgage review to ensure optimization of cash flow; and how to protect against identity theft.

Q: What is the book about?
A: Slowing down and understanding the strategies that go into getting a mortgage. A mortgage is the most important financial decision (and usually the biggest) that most people will ever make. Most make this decision in a couple of minutes over the phone or worse over the internet.

The type of mortgage you choose will have a direct impact on when you can retire and with how much. Whether you are contemplating buying your first house, a seasoned real estate investor or a financial professional, this book will provide you with knowledge that you can start to use right away.

We do not advocate following what the mass media and big banks preach or the latest trend. Every individual has their own unique situation and your mortgage plan must be tied to both your short and long term financial goals.

Most people spend more time planning their family vacation than their financial future. What they are really saying is that they don’t want to learn anything new. Or, they are financially embarrassed about where they are today so the less they talk about it the better they will feel. This is why 90% of Americans today will not be able to fully retire. This is why the average 45-year-old only has $27,000 set aside in retirement accounts. This is why we as a country have a negative savings rate. The strategies discussed in this book can help improve these statistics.

Q: Why are you the best person to write this book?
A: This book is a culmination of a fifteen year study drawing on real life examples from my ten years as a real estate attorney and five years as a mortgage planner. My conclusion: although people have a mortgage, most (including the financial services community) don’t know much about it and what they do “know” is often misplaced. The findings from our real life study show that had most people implemented the strategies discussed in Mortgages: What You Need to Know they would have saved thousands of dollars which could have been re-directed towards long term financial goals. In fact many people caught up in the mortgage and real estate crises today would have been protected if they had a basic knowledge of mortgages and learned how to Take ControlSM of their finances.

Q: How is this book different from other books on this topic?
A: Most people follow what the mass media and industry norm prescribes without slowing down and seeing how the “advice to the masses” impacts their financial lives both short and long term. Mortgages: What You Need to Know questions the traditional thought process of the type of mortgage you should have. More importantly we break down each part of the mortgage process beginning months before you actually apply for a mortgage. We provide the reader with questions to better arm them to speak with a qualified mortgage planner as well as forms to use for their annual review. Yes we advocate that every individual review their mortgage on its anniversary. Let’s face it, Life happens! Circumstances can and do change each year. One spouse may have stopped working or went back to work. You may have gotten injured or possibly laid off and ran up some debt. Credit scores may have improved opening up better programs that might not have been previously available. Maybe you want to make improvements to your home? You have to pay for college? A Mortgage Check-Up (form provided) can also help prevent identity theft through a credit check. Chapter Sixteen details why this is so important and how to benefit.

Q: Is there anything else we should know about this book?
A: Each of the seventeen chapters contains useful hints, resources and forms that the reader can immediately implement on their own. We also supply many of these for free on our web site. No selling, just information to empower the reader to Take ControlSM and make Life Happen! You can stay up to date by visiting my blog at www.davemuti.com or www.pocketguidepress.com to find out where I will be appearing. Dave Muti, JD, RMA and author of Mortgages: What You Need to Know.

More information can be found at http://www.mortgageswhatyouneedtoknow.com/index.html

Question: Who is the intended audience?
Answer: Getting Your M and M’s is intended for women on their path to personal empowerment. Whether age 14 or 94 this book addresses two items most women want in their lives men and money. This book is for any female seeking answers to universal truths as she grows along their path. This book is for today’s woman who is empowered by taking control of her destiny.

Q: What is the book about?
A: In Getting Your M and M’s, I assist women with tips and techniques that have been proven by quantum science and metaphysics to work in managing the sea of energy that surrounds each person. The book empowers women to take control of their lives, by releasing the negative programming of the past. It teaches women how to let go of the need to have anyone’s approval to live your life to its fullest. It advocates self love then love for others. This book is full of easy to follow exercises that motivate the mind to create what one say they want in their life. There is no secret to conscious co-creation. The information shared in M and M’s assist you in tapping into the energetic flow of what you want in life.

Q: Why are you the best person to write this book?
A: I am a Personal Growth/Paranormal expert, radio personality, Intuitive Consultant and life coach with over 25 years experience. I live the practices contained therein. I have been happily married for 32 years and attracted my husband using the principle outlined in the book. I also live a very comfortable lifestyle a benefit of practicing what I believe.

Question: Who is the intended audience?
Answer: Written with young adults in mind, Get Your Assets in Gear! Smart Money Strategies by Jan Dahlin Geiger, CFP, MBA is a guide for launching and maintaining a lifetime of wise money management practices. While we assumed individuals in their 20’s and 30’s would be our primary readers, people in their 40’s and 50’s have become our largest group of buyers.

Q: What is the book about?
A: At mid-life, many recognize the urgent need to get their finances on track!

Fortunately for our older audience, it’s not too late to make significant changes.

After more than 30 years in the financial services business, Jan can testify that getting rich is pretty easy: You simply have to learn what rich people do to become rich and then do the same.

Conveniently, the formula for becoming rich involves three basic steps:

1. Get out of debt and stay out of debt.

2. Save money automatically.

3. Learn to invest wisely.

Given such simple guidelines, why do so few people become rich?

The answer is attitude. If you believe you can do something, then you will work to make it happen. If you believe you can’t, then you will not take the first step forward. Because most people believe that getting rich is hard, they don’t bother to pursue the goal.

In addition to the basics, you’ll find several bonus chapters that cover topics rarely discussed in personal finance books:

• How to achieve financial harmony with your mate with concrete, step-by-step guidance for peaceful financial togetherness.
• How to buy cars and how to buy houses.
• How giving money to others in need attracts even more money back to you.
• How to address your mental attitude about money—the deciding factor between achieving success or ending in failure.

Q: Why are you the best person to write this book?
A: Throughout this book, I repeatedly steer my readers away from get-rich-quick schemes. As a CERTIFIED FINANCIAL PLANNER Practitioner, I share tried and true practices as well as invaluable insights.

All in all, my gifts for making financial concepts clear-cut and for presenting them in a lighthearted manner have produced a book that is well-worth your time and money!

Q: How is this book different from other books on this topic?
A: This powerful book shatters all the silly ideas that hold people back from believing they can become rich. Essential are the easy-to-understand, step-by-step guidelines:

• Presenting practical solutions for getting out of debt and remaining free of debt, several chapters delve into ways to increase income and decrease expenses to build savings.
• Other chapters walk the reader through investment basics so that your newfound savings earn profits.
• An especially powerful chapter discusses the critical importance of using a spending plan.

Think about it: the behaviors we measure are those we improve. Likewise, most people can’t save money because they have no idea where every dollar goes. When they begin tracking their spending, almost all grow free of debt and start saving money within two years.

Though armed with workable, researched advice, I hesitated considerably before writing this book. After all, thousands of personal finance books are available. What persuaded me to put pen to paper was the feedback from people who attended my seminars. Individuals of all ages and backgrounds told me that I had to share my rare gift for explaining money basics.

Not only is my approach straightforward so that anyone can “get it,” but my style is positive and engaging. People respond to me. They are motivated to let go of limiting beliefs and, instead, accept this powerful idea that becoming rich is possible and easy.

Q: Is there anything else we should know about this book?
A: Since publishing the book, I have received encouraging feedback from my readers:

“You really didn’t say a lot that I didn’t already know, but you are the first who said it in a way that made me WANT to take action.“

“I read your book cover to cover and never got bored. I can hardly wait to dive in and get started.”

“My husband is great with money but I have never been. Your book is the first one I have read in 10 years that I enjoyed, and for the first time, I actually want to cooperate with my husband in building wealth rather than being angry with him for saving instead of spending.”

“Usually when I read money books, I feel terrible about myself and need some retail therapy to get over it! Your book is so empowering. You make me feel terrific about myself and you make me believe I really can do this!”

“Jan, you’re the first person I’ve ever met who makes money fun!”

The last comment about making money “fun” highlights the crucial difference between my book and others. Presenting money management in an enjoyable, interesting, optimistic format empowers readers to take action.

Most people feel terrible about their financial predicaments. They don’t need to focus on scolding commentary. On the other hand, words from a “you-can-do-this” coach are extremely beneficial:

“This is so easy!”

“Real people with really tough challenges are utterly successful with this process; there’s no reason why you cannot achieve the same great results!”

“Rather than fret about the past, be grateful for your mistakes—they have taught you what things not to do!”

“You can do it! Simply imitate those who have already achieved their goals.”

“It’s as simple as 1, 2, 3.”

Question: Who is the intended audience?
Answer: Women age 18-80

Q: What is the book about?
A: Unabashed author Adryenn Ashley’s sassy style combined with her expansive knowledge of legal and practical steps to protecting yourself and your hard earned assets, make wise readers of her book series on financial advice for women. Bringing humor and attitude to an otherwise touchy, challenging subject, Ashley makes the information totally digestible and relatable. Ashley’s qualifications as a Certified Divorce Financial Analyst, Certified Asset Protection Specialist, and Forensic Accountant bring rock-solid credibility to the valuable advice in her writings. Her Sex and the City meets Suze Orman approach is sure to make the savvy, modern, single girls loyal followers. So brides-to-be, put
down your Modern Bride Magazine for just a moment, and lay your “what-ifs” to rest. The first installment of Adryenn Ashley’s series of financial advice books for women, “Every Single Girl’s Guide to Her Future Husband’s Last Divorce,” is a must read for the girl marrying the divorced guy.

Q: Why are you the best person to write this book?
A: In her book series, Every Girl’s Guides, unabashed author Adryenn Ashley achieves the impossible: financial advice that’s a blast to read. A Certified Divorce Financial Analyst, Certified Asset Protection Specialist, and Forensic Accountant, Ashley breaks down complicated financial issues, empowering women to take crucial steps toward their own financial health. The first book in the series, Every Single Girl’s Guide to Her Future Husband’s Last Divorce, will be released January 15, 2008. Ashley’s financial wellness boot camp for women and couples, A Man and a Plan, launches nationwide later this year.

Q: How is this book different from other books on this topic?
A: There is no other book on this subject.

Q: Is there anything else we should know about this book?
A: Sassy and fun conversational tone makes the information more than readable.

Question: Who is the intended audience?
Answer: People who are tired of being bullied by the banks and want to know what they can do about it.

Q: What is the book about?
A: Learning how to talk your way out of credit card debt is the quickest, easiest, and most efficient way to start saving money! You can call your credit card banks to negotiate a better interest rate and have fees waived! However, it may not be as easy as picking up the phone and asking. That’s because bank representatives are trained to deter you from pursuing the deals you deserve. Overcoming their tactics can be difficult when you don’t know what to expect.

Q: Why are you the best person to write this book?
A: Scott Bilker, author of “Talk Your Way Out of Credit Card Debt,” and creator of DebtSmart.com, has spent 17+ years making banks compete for his business. Now, he’s sharing his personal phone calls to banks that saved more than $43,000 for himself, his family, and friends! These 52 phone calls, out of the hundreds he has made, demonstrate exactly what worked, what didn’t, and why.

His credit card advice has been featured in several magazines, newspapers, and online resources including Consumer Reports, Money Magazine, The Wall Street Journal, Newsweek, The Christian Science Monitor, SmartMoney.com, Kiplinger’s Personal Finance Magazine, Reader’s Digest, CNN, BankRate.com, CBS Marketwatch, Woman’s World, and many more.

Scott has also appeared on CNN’s American Morning with Miles O’Brien & Soledad O’Brien, Today in NY with Roseanne Colletti, CNNfn’s Your Money with Ali Velshi, NBC 10 News’ Consumer Alert, CBS News, FOX News, and on more than 1,000 radio stations (coast-to-coast, in Canada, and the UK) including National Public Radio’s (NPR) Morning Edition with Steve Inskeep, The Wall Street Journal This Morning.

Q: How is this book different from other books on this topic?
A: There is no other book on this specific topic. It’s the most comprehensive how-to guide for negotiating with credit card banks.

Q: Is there anything else we should know about this book?
A: Here’s what the readers have to say about the book (more info at http://www.DebtSmart.com):

“Scott, I just had to thank you. I’m still not sure how we ended up with $129,000 worth of credit card debt. Yep that’s right, $129,000! We don’t have a boat. We don’t have cars. We haven’t been around the world. We did have four cards with over 24% interest with massive balances and after my husband was unemployed for 8 months I slowly started unfolding what a financial mess we were in. (Still are to be truthful.) BUT, I saw your book, ‘Talk Your Way Out of Credit Card Debt’ and bought it. What an investment! We managed to get $34,000 of debt relieved by using your techniques. Okay, with still many thousands hanging around our necks the road ahead is not an easy one, but you started us on the road to recovery. It was the best $19.95 I’ve spent in my entire life! Thanks!”

–Sara V. Olds, UT

“I spent about 2 hours reading this book, ‘Talk Your Way Out of Credit Card Debt,’ getting comfortable with the strategies. Then, after my first phone call, which saved me $210 per year, I was off and running! I was able to reduce my interest rate by as much as 9%. I called all six of my Mastercard/Visa companies and was able to save $1,983 per year from the finance charges plus having a $59.00 annual fee removed and a late fee removed ($29.00). The $/hour saved ranged from $141/hour to $2,464/hour and averaged $1,334/hour. It was so easy!!”

–Fred Robinson, Teacher, Milford, NH

“I am in the same field as Scott, and have recommended his book countless times to consumers. With credit card companies raising rates, fees, etc. his advice could not be more timely. I just interviewed Scott today on my EverydayWealth Radio program and he told me how he just got a 10-month-old late fee waived! That’s practically unheard of. Scott’s book is the
definitive guide for negotiating better rates–real advice that works!”

–Gerri Detweiler, author of “The Ultimate Credit Handbook” and host of EverydayWealth Radio

“Scott, I wanted to thank you. I ordered your books a few weeks ago and read them right away. I had an incredible amount of confidence when I called to get my credit card rate lowered. It was so easy! They lowered my rate from 10.45% to 3.9% (for a large balance too) for the life of the balance, with no fees. I calculated my savings at $3,968. WOW! Thanks again for your terrific advice!”

–Lisa Harris, DE

Question: Who is the intended audience?
Answer: Working men and women who want to make more money and have more time off for fun!

Q: What is the book about?
A: Zero to Zillionaire is a scale. We are all on that scale somewhere-some of us are drowning near Zero and some of us are riding the crest of the Zillionaire wave. This book will help you understand your place on the scale and how to move up the food chain. You can qualify for Zillionaire status, with wealth in your work, happiness in your home, and a balance between the two.

Q: Why are you the best person to write this book?
A: Having owned a bookkeeping business with 13 employees, I saw first-hand how many people are trapped in money disorders–spending bulimia and income anorexia. I developed the Financial Stress Reduction Workshops and have been teaching the Zillionaire principles since 1990.

Q: How is this book different from other books on this topic?
A: This is not your typical “Don’t buy the latte, get out of debt, save for retirement” book. If you learn how to create work you love that produces a wonderful income, develop assets and residual income, you won’t want to retire, and you can enjoy your money and vacations as you go through life.

Q: Is there anything else we should know about this book?
A: Many wealthy people have no spirit, and a lot of spiritual people are broke. This book helps people live rich – inside and out.