Cool Book Of The Day

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Question: Who is the intended audience?
Answer: Everyone! Seriously, Mortgages: What You Need to Know is a roadmap for anyone that has a mortgage or wants to get a mortgage and have better control of their financial future. The main theme is to educate the reader about the best way to get a mortgage and what questions to ask the mortgage person they are dealing with. In fact many mortgage companies, accountants and financial planners are using Mortgages: What You Need to Know to better educate their professional staff so they can offer more value to their clients. This book teaches how to prepare to get a better mortgage; how to choose the right mortgage; the importance of an annual mortgage review to ensure optimization of cash flow; and how to protect against identity theft.

Q: What is the book about?
A: Slowing down and understanding the strategies that go into getting a mortgage. A mortgage is the most important financial decision (and usually the biggest) that most people will ever make. Most make this decision in a couple of minutes over the phone or worse over the internet.

The type of mortgage you choose will have a direct impact on when you can retire and with how much. Whether you are contemplating buying your first house, a seasoned real estate investor or a financial professional, this book will provide you with knowledge that you can start to use right away.

We do not advocate following what the mass media and big banks preach or the latest trend. Every individual has their own unique situation and your mortgage plan must be tied to both your short and long term financial goals.

Most people spend more time planning their family vacation than their financial future. What they are really saying is that they don’t want to learn anything new. Or, they are financially embarrassed about where they are today so the less they talk about it the better they will feel. This is why 90% of Americans today will not be able to fully retire. This is why the average 45-year-old only has $27,000 set aside in retirement accounts. This is why we as a country have a negative savings rate. The strategies discussed in this book can help improve these statistics.

Q: Why are you the best person to write this book?
A: This book is a culmination of a fifteen year study drawing on real life examples from my ten years as a real estate attorney and five years as a mortgage planner. My conclusion: although people have a mortgage, most (including the financial services community) don’t know much about it and what they do “know” is often misplaced. The findings from our real life study show that had most people implemented the strategies discussed in Mortgages: What You Need to Know they would have saved thousands of dollars which could have been re-directed towards long term financial goals. In fact many people caught up in the mortgage and real estate crises today would have been protected if they had a basic knowledge of mortgages and learned how to Take ControlSM of their finances.

Q: How is this book different from other books on this topic?
A: Most people follow what the mass media and industry norm prescribes without slowing down and seeing how the “advice to the masses” impacts their financial lives both short and long term. Mortgages: What You Need to Know questions the traditional thought process of the type of mortgage you should have. More importantly we break down each part of the mortgage process beginning months before you actually apply for a mortgage. We provide the reader with questions to better arm them to speak with a qualified mortgage planner as well as forms to use for their annual review. Yes we advocate that every individual review their mortgage on its anniversary. Let’s face it, Life happens! Circumstances can and do change each year. One spouse may have stopped working or went back to work. You may have gotten injured or possibly laid off and ran up some debt. Credit scores may have improved opening up better programs that might not have been previously available. Maybe you want to make improvements to your home? You have to pay for college? A Mortgage Check-Up (form provided) can also help prevent identity theft through a credit check. Chapter Sixteen details why this is so important and how to benefit.

Q: Is there anything else we should know about this book?
A: Each of the seventeen chapters contains useful hints, resources and forms that the reader can immediately implement on their own. We also supply many of these for free on our web site. No selling, just information to empower the reader to Take ControlSM and make Life Happen! You can stay up to date by visiting my blog at www.davemuti.com or www.pocketguidepress.com to find out where I will be appearing. Dave Muti, JD, RMA and author of Mortgages: What You Need to Know.

More information can be found at http://www.mortgageswhatyouneedtoknow.com/index.html

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Question: Who is the intended audience?
Answer: Getting Your M and M’s is intended for women on their path to personal empowerment. Whether age 14 or 94 this book addresses two items most women want in their lives men and money. This book is for any female seeking answers to universal truths as she grows along their path. This book is for today’s woman who is empowered by taking control of her destiny.

Q: What is the book about?
A: In Getting Your M and M’s, I assist women with tips and techniques that have been proven by quantum science and metaphysics to work in managing the sea of energy that surrounds each person. The book empowers women to take control of their lives, by releasing the negative programming of the past. It teaches women how to let go of the need to have anyone’s approval to live your life to its fullest. It advocates self love then love for others. This book is full of easy to follow exercises that motivate the mind to create what one say they want in their life. There is no secret to conscious co-creation. The information shared in M and M’s assist you in tapping into the energetic flow of what you want in life.

Q: Why are you the best person to write this book?
A: I am a Personal Growth/Paranormal expert, radio personality, Intuitive Consultant and life coach with over 25 years experience. I live the practices contained therein. I have been happily married for 32 years and attracted my husband using the principle outlined in the book. I also live a very comfortable lifestyle a benefit of practicing what I believe.

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Question: Who is the intended audience?
Answer: Written with young adults in mind, Get Your Assets in Gear! Smart Money Strategies by Jan Dahlin Geiger, CFP, MBA is a guide for launching and maintaining a lifetime of wise money management practices. While we assumed individuals in their 20’s and 30’s would be our primary readers, people in their 40’s and 50’s have become our largest group of buyers.

Q: What is the book about?
A: At mid-life, many recognize the urgent need to get their finances on track!

Fortunately for our older audience, it’s not too late to make significant changes.

After more than 30 years in the financial services business, Jan can testify that getting rich is pretty easy: You simply have to learn what rich people do to become rich and then do the same.

Conveniently, the formula for becoming rich involves three basic steps:

1. Get out of debt and stay out of debt.

2. Save money automatically.

3. Learn to invest wisely.

Given such simple guidelines, why do so few people become rich?

The answer is attitude. If you believe you can do something, then you will work to make it happen. If you believe you can’t, then you will not take the first step forward. Because most people believe that getting rich is hard, they don’t bother to pursue the goal.

In addition to the basics, you’ll find several bonus chapters that cover topics rarely discussed in personal finance books:

• How to achieve financial harmony with your mate with concrete, step-by-step guidance for peaceful financial togetherness.
• How to buy cars and how to buy houses.
• How giving money to others in need attracts even more money back to you.
• How to address your mental attitude about money—the deciding factor between achieving success or ending in failure.

Q: Why are you the best person to write this book?
A: Throughout this book, I repeatedly steer my readers away from get-rich-quick schemes. As a CERTIFIED FINANCIAL PLANNER Practitioner, I share tried and true practices as well as invaluable insights.

All in all, my gifts for making financial concepts clear-cut and for presenting them in a lighthearted manner have produced a book that is well-worth your time and money!

Q: How is this book different from other books on this topic?
A: This powerful book shatters all the silly ideas that hold people back from believing they can become rich. Essential are the easy-to-understand, step-by-step guidelines:

• Presenting practical solutions for getting out of debt and remaining free of debt, several chapters delve into ways to increase income and decrease expenses to build savings.
• Other chapters walk the reader through investment basics so that your newfound savings earn profits.
• An especially powerful chapter discusses the critical importance of using a spending plan.

Think about it: the behaviors we measure are those we improve. Likewise, most people can’t save money because they have no idea where every dollar goes. When they begin tracking their spending, almost all grow free of debt and start saving money within two years.

Though armed with workable, researched advice, I hesitated considerably before writing this book. After all, thousands of personal finance books are available. What persuaded me to put pen to paper was the feedback from people who attended my seminars. Individuals of all ages and backgrounds told me that I had to share my rare gift for explaining money basics.

Not only is my approach straightforward so that anyone can “get it,” but my style is positive and engaging. People respond to me. They are motivated to let go of limiting beliefs and, instead, accept this powerful idea that becoming rich is possible and easy.

Q: Is there anything else we should know about this book?
A: Since publishing the book, I have received encouraging feedback from my readers:

“You really didn’t say a lot that I didn’t already know, but you are the first who said it in a way that made me WANT to take action.“

“I read your book cover to cover and never got bored. I can hardly wait to dive in and get started.”

“My husband is great with money but I have never been. Your book is the first one I have read in 10 years that I enjoyed, and for the first time, I actually want to cooperate with my husband in building wealth rather than being angry with him for saving instead of spending.”

“Usually when I read money books, I feel terrible about myself and need some retail therapy to get over it! Your book is so empowering. You make me feel terrific about myself and you make me believe I really can do this!”

“Jan, you’re the first person I’ve ever met who makes money fun!”

The last comment about making money “fun” highlights the crucial difference between my book and others. Presenting money management in an enjoyable, interesting, optimistic format empowers readers to take action.

Most people feel terrible about their financial predicaments. They don’t need to focus on scolding commentary. On the other hand, words from a “you-can-do-this” coach are extremely beneficial:

“This is so easy!”

“Real people with really tough challenges are utterly successful with this process; there’s no reason why you cannot achieve the same great results!”

“Rather than fret about the past, be grateful for your mistakes—they have taught you what things not to do!”

“You can do it! Simply imitate those who have already achieved their goals.”

“It’s as simple as 1, 2, 3.”

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Question: Who is the intended audience?
Answer: Women age 18-80

Q: What is the book about?
A: Unabashed author Adryenn Ashley’s sassy style combined with her expansive knowledge of legal and practical steps to protecting yourself and your hard earned assets, make wise readers of her book series on financial advice for women. Bringing humor and attitude to an otherwise touchy, challenging subject, Ashley makes the information totally digestible and relatable. Ashley’s qualifications as a Certified Divorce Financial Analyst, Certified Asset Protection Specialist, and Forensic Accountant bring rock-solid credibility to the valuable advice in her writings. Her Sex and the City meets Suze Orman approach is sure to make the savvy, modern, single girls loyal followers. So brides-to-be, put
down your Modern Bride Magazine for just a moment, and lay your “what-ifs” to rest. The first installment of Adryenn Ashley’s series of financial advice books for women, “Every Single Girl’s Guide to Her Future Husband’s Last Divorce,” is a must read for the girl marrying the divorced guy.

Q: Why are you the best person to write this book?
A: In her book series, Every Girl’s Guides, unabashed author Adryenn Ashley achieves the impossible: financial advice that’s a blast to read. A Certified Divorce Financial Analyst, Certified Asset Protection Specialist, and Forensic Accountant, Ashley breaks down complicated financial issues, empowering women to take crucial steps toward their own financial health. The first book in the series, Every Single Girl’s Guide to Her Future Husband’s Last Divorce, will be released January 15, 2008. Ashley’s financial wellness boot camp for women and couples, A Man and a Plan, launches nationwide later this year.

Q: How is this book different from other books on this topic?
A: There is no other book on this subject.

Q: Is there anything else we should know about this book?
A: Sassy and fun conversational tone makes the information more than readable.