Cool Book Of The Day

Pitch reporters with our up-to-date media databases:

Question: Who is the intended audience?
Answer: Written with young adults in mind, Get Your Assets in Gear! Smart Money Strategies by Jan Dahlin Geiger, CFP, MBA is a guide for launching and maintaining a lifetime of wise money management practices. While we assumed individuals in their 20′s and 30′s would be our primary readers, people in their 40′s and 50′s have become our largest group of buyers.

Q: What is the book about?
A: At mid-life, many recognize the urgent need to get their finances on track!

Fortunately for our older audience, it’s not too late to make significant changes.

After more than 30 years in the financial services business, Jan can testify that getting rich is pretty easy: You simply have to learn what rich people do to become rich and then do the same.

Conveniently, the formula for becoming rich involves three basic steps:

1. Get out of debt and stay out of debt.

2. Save money automatically.

3. Learn to invest wisely.

Given such simple guidelines, why do so few people become rich?

The answer is attitude. If you believe you can do something, then you will work to make it happen. If you believe you can’t, then you will not take the first step forward. Because most people believe that getting rich is hard, they don’t bother to pursue the goal.

In addition to the basics, you’ll find several bonus chapters that cover topics rarely discussed in personal finance books:

• How to achieve financial harmony with your mate with concrete, step-by-step guidance for peaceful financial togetherness.
• How to buy cars and how to buy houses.
• How giving money to others in need attracts even more money back to you.
• How to address your mental attitude about money—the deciding factor between achieving success or ending in failure.

Q: Why are you the best person to write this book?
A: Throughout this book, I repeatedly steer my readers away from get-rich-quick schemes. As a CERTIFIED FINANCIAL PLANNER Practitioner, I share tried and true practices as well as invaluable insights.

All in all, my gifts for making financial concepts clear-cut and for presenting them in a lighthearted manner have produced a book that is well-worth your time and money!

Q: How is this book different from other books on this topic?
A: This powerful book shatters all the silly ideas that hold people back from believing they can become rich. Essential are the easy-to-understand, step-by-step guidelines:

• Presenting practical solutions for getting out of debt and remaining free of debt, several chapters delve into ways to increase income and decrease expenses to build savings.
• Other chapters walk the reader through investment basics so that your newfound savings earn profits.
• An especially powerful chapter discusses the critical importance of using a spending plan.

Think about it: the behaviors we measure are those we improve. Likewise, most people can’t save money because they have no idea where every dollar goes. When they begin tracking their spending, almost all grow free of debt and start saving money within two years.

Though armed with workable, researched advice, I hesitated considerably before writing this book. After all, thousands of personal finance books are available. What persuaded me to put pen to paper was the feedback from people who attended my seminars. Individuals of all ages and backgrounds told me that I had to share my rare gift for explaining money basics.

Not only is my approach straightforward so that anyone can “get it,” but my style is positive and engaging. People respond to me. They are motivated to let go of limiting beliefs and, instead, accept this powerful idea that becoming rich is possible and easy.

Q: Is there anything else we should know about this book?
A: Since publishing the book, I have received encouraging feedback from my readers:

“You really didn’t say a lot that I didn’t already know, but you are the first who said it in a way that made me WANT to take action.“

“I read your book cover to cover and never got bored. I can hardly wait to dive in and get started.”

“My husband is great with money but I have never been. Your book is the first one I have read in 10 years that I enjoyed, and for the first time, I actually want to cooperate with my husband in building wealth rather than being angry with him for saving instead of spending.”

“Usually when I read money books, I feel terrible about myself and need some retail therapy to get over it! Your book is so empowering. You make me feel terrific about myself and you make me believe I really can do this!”

“Jan, you’re the first person I’ve ever met who makes money fun!”

The last comment about making money “fun” highlights the crucial difference between my book and others. Presenting money management in an enjoyable, interesting, optimistic format empowers readers to take action.

Most people feel terrible about their financial predicaments. They don’t need to focus on scolding commentary. On the other hand, words from a “you-can-do-this” coach are extremely beneficial:

“This is so easy!”

“Real people with really tough challenges are utterly successful with this process; there’s no reason why you cannot achieve the same great results!”

“Rather than fret about the past, be grateful for your mistakes—they have taught you what things not to do!”

“You can do it! Simply imitate those who have already achieved their goals.”

“It’s as simple as 1, 2, 3.”

Pitch reporters with our up-to-date media databases:

Question: Who is the intended audience?
Answer: Women age 18-80

Q: What is the book about?
A: Unabashed author Adryenn Ashley’s sassy style combined with her expansive knowledge of legal and practical steps to protecting yourself and your hard earned assets, make wise readers of her book series on financial advice for women. Bringing humor and attitude to an otherwise touchy, challenging subject, Ashley makes the information totally digestible and relatable. Ashley’s qualifications as a Certified Divorce Financial Analyst, Certified Asset Protection Specialist, and Forensic Accountant bring rock-solid credibility to the valuable advice in her writings. Her Sex and the City meets Suze Orman approach is sure to make the savvy, modern, single girls loyal followers. So brides-to-be, put
down your Modern Bride Magazine for just a moment, and lay your “what-ifs” to rest. The first installment of Adryenn Ashley’s series of financial advice books for women, “Every Single Girl’s Guide to Her Future Husband’s Last Divorce,” is a must read for the girl marrying the divorced guy.

Q: Why are you the best person to write this book?
A: In her book series, Every Girl’s Guides, unabashed author Adryenn Ashley achieves the impossible: financial advice that’s a blast to read. A Certified Divorce Financial Analyst, Certified Asset Protection Specialist, and Forensic Accountant, Ashley breaks down complicated financial issues, empowering women to take crucial steps toward their own financial health. The first book in the series, Every Single Girl’s Guide to Her Future Husband’s Last Divorce, will be released January 15, 2008. Ashley’s financial wellness boot camp for women and couples, A Man and a Plan, launches nationwide later this year.

Q: How is this book different from other books on this topic?
A: There is no other book on this subject.

Q: Is there anything else we should know about this book?
A: Sassy and fun conversational tone makes the information more than readable.

Pitch reporters with our up-to-date media databases:

Question: Who is the intended audience?
Answer: People who are tired of being bullied by the banks and want to know what they can do about it.

Q: What is the book about?
A: Learning how to talk your way out of credit card debt is the quickest, easiest, and most efficient way to start saving money! You can call your credit card banks to negotiate a better interest rate and have fees waived! However, it may not be as easy as picking up the phone and asking. That’s because bank representatives are trained to deter you from pursuing the deals you deserve. Overcoming their tactics can be difficult when you don’t know what to expect.

Q: Why are you the best person to write this book?
A: Scott Bilker, author of “Talk Your Way Out of Credit Card Debt,” and creator of DebtSmart.com, has spent 17+ years making banks compete for his business. Now, he’s sharing his personal phone calls to banks that saved more than $43,000 for himself, his family, and friends! These 52 phone calls, out of the hundreds he has made, demonstrate exactly what worked, what didn’t, and why.

His credit card advice has been featured in several magazines, newspapers, and online resources including Consumer Reports, Money Magazine, The Wall Street Journal, Newsweek, The Christian Science Monitor, SmartMoney.com, Kiplinger’s Personal Finance Magazine, Reader’s Digest, CNN, BankRate.com, CBS Marketwatch, Woman’s World, and many more.

Scott has also appeared on CNN’s American Morning with Miles O’Brien & Soledad O’Brien, Today in NY with Roseanne Colletti, CNNfn’s Your Money with Ali Velshi, NBC 10 News’ Consumer Alert, CBS News, FOX News, and on more than 1,000 radio stations (coast-to-coast, in Canada, and the UK) including National Public Radio’s (NPR) Morning Edition with Steve Inskeep, The Wall Street Journal This Morning.

Q: How is this book different from other books on this topic?
A: There is no other book on this specific topic. It’s the most comprehensive how-to guide for negotiating with credit card banks.

Q: Is there anything else we should know about this book?
A: Here’s what the readers have to say about the book (more info at http://www.DebtSmart.com):

“Scott, I just had to thank you. I’m still not sure how we ended up with $129,000 worth of credit card debt. Yep that’s right, $129,000! We don’t have a boat. We don’t have cars. We haven’t been around the world. We did have four cards with over 24% interest with massive balances and after my husband was unemployed for 8 months I slowly started unfolding what a financial mess we were in. (Still are to be truthful.) BUT, I saw your book, ‘Talk Your Way Out of Credit Card Debt’ and bought it. What an investment! We managed to get $34,000 of debt relieved by using your techniques. Okay, with still many thousands hanging around our necks the road ahead is not an easy one, but you started us on the road to recovery. It was the best $19.95 I’ve spent in my entire life! Thanks!”

–Sara V. Olds, UT

“I spent about 2 hours reading this book, ‘Talk Your Way Out of Credit Card Debt,’ getting comfortable with the strategies. Then, after my first phone call, which saved me $210 per year, I was off and running! I was able to reduce my interest rate by as much as 9%. I called all six of my Mastercard/Visa companies and was able to save $1,983 per year from the finance charges plus having a $59.00 annual fee removed and a late fee removed ($29.00). The $/hour saved ranged from $141/hour to $2,464/hour and averaged $1,334/hour. It was so easy!!”

–Fred Robinson, Teacher, Milford, NH

“I am in the same field as Scott, and have recommended his book countless times to consumers. With credit card companies raising rates, fees, etc. his advice could not be more timely. I just interviewed Scott today on my EverydayWealth Radio program and he told me how he just got a 10-month-old late fee waived! That’s practically unheard of. Scott’s book is the
definitive guide for negotiating better rates–real advice that works!”

–Gerri Detweiler, author of “The Ultimate Credit Handbook” and host of EverydayWealth Radio

“Scott, I wanted to thank you. I ordered your books a few weeks ago and read them right away. I had an incredible amount of confidence when I called to get my credit card rate lowered. It was so easy! They lowered my rate from 10.45% to 3.9% (for a large balance too) for the life of the balance, with no fees. I calculated my savings at $3,968. WOW! Thanks again for your terrific advice!”

–Lisa Harris, DE

Pitch reporters with our up-to-date media databases:

Question: Who is the intended audience?
Answer: Working men and women who want to make more money and have more time off for fun!

Q: What is the book about?
A: Zero to Zillionaire is a scale. We are all on that scale somewhere-some of us are drowning near Zero and some of us are riding the crest of the Zillionaire wave. This book will help you understand your place on the scale and how to move up the food chain. You can qualify for Zillionaire status, with wealth in your work, happiness in your home, and a balance between the two.

Q: Why are you the best person to write this book?
A: Having owned a bookkeeping business with 13 employees, I saw first-hand how many people are trapped in money disorders–spending bulimia and income anorexia. I developed the Financial Stress Reduction Workshops and have been teaching the Zillionaire principles since 1990.

Q: How is this book different from other books on this topic?
A: This is not your typical “Don’t buy the latte, get out of debt, save for retirement” book. If you learn how to create work you love that produces a wonderful income, develop assets and residual income, you won’t want to retire, and you can enjoy your money and vacations as you go through life.

Q: Is there anything else we should know about this book?
A: Many wealthy people have no spirit, and a lot of spiritual people are broke. This book helps people live rich – inside and out.